According to Lex Sokolin, the future of banking will be interoperable with Web3 and deliver instant settlement with 24/7/365 availability, eliminating traditional bottlenecks for market participants (source: Lex Sokolin on X, Nov 27, 2025). He specifies no intermediaries, no gatekeepers, and no censorship, replacing brick-and-mortar and legacy systems with code, which frames a fully digital, permissionless market stack (source: Lex Sokolin on X, Nov 27, 2025). The post provides no asset tickers, protocols, timelines, or implementation details, indicating a high-level vision statement rather than an immediate, asset-specific trading catalyst (source: Lex Sokolin on X, Nov 27, 2025). For traders, the emphasis is on always-on, permissionless settlement rails and operational continuity beyond banking hours, while the post itself does not identify instruments to trade (source: Lex Sokolin on X, Nov 27, 2025).

According to @LexSokolin, Web3 banking will be API-first with programmable accounts, liquid on-chain assets, decentralized lending, social investing, and instant global payments, defining core pillars for fintech-crypto convergence, source: Lex Sokolin on X, Sep 21, 2025. For trading, this highlights narrative exposure across DeFi lending markets, asset-liquidity plays, SocialFi investing, and cross-border payment rails within Web3 for potential sector rotation and catalyst tracking, source: Lex Sokolin on X, Sep 21, 2025.